UBER, SIDECAR AND LIFT INSURANCE ISSUE

Drivers for Uber, Lyft stuck in insurance limbo

It wasn't a car accident that caused Adrian Anzaldua to quit driving for Lyft - it was the fear of one.

                                                         VAI DAR MUÍDO!!!

The 27-year-old started driving full time for the app-based car service in October but quit in December after hearing anecdotes that raised questions about his insurance policy.

"I looked into this whole situation more closely because it seemed too good to be true," said Anzaldua, who lives in San Francisco's Mission District. "I read a couple accounts online of people who had gotten into accidents while driving for Lyft. They had their coverage denied, so they were stuck with a totaled car. I said, 'I'm not driving until I figure out the insurance situation.' "

Anzaldua discovered what more and more drivers and insurance providers are finding: Those who work for companies like Uber, Sidecar and Lyft, which link drivers with customers through apps, are stuck in an insurance limbo that could leave them saddled with major costs after an accident.

Insurance gaps

Monday's lawsuit against Uber and an UberX driver who struck and killed a 6-year-old girl on New Year's Eve in San Francisco has made clear the insurance gaps that drivers for those companies face.

As startups disrupt old industries, from Uber taking on taxis to Airbnb going against hotels, regulation has lagged behind. But all too often, it's individuals who bear the risk.

Drivers must have personal insurance, and the companies must carry $1 million excess liability policies that cover damages in the case of an accident that is their driver's fault.

But huge gaps remain. Uber said it is not liable for the New Year's Eve accident because its driver did not have a passenger with him at the time, though the suit claims he was distracted by the app he used to look for new fares.

And many drivers' personal insurance policies, which would cover damages to themselves or their car, are increasingly less likely to cover claims for accidents that happen while transporting paying passengers.

Most standard personal policies do not cover accidents "arising out of the ownership or operation of a vehicle while it is being used as a public or livery conveyance." They do cover shared-expense car pools, according to the state Department of Insurance, which issued a warning to motorists about the insurance gaps this month.

"It's very clear in California: If you drive your car and make money on it, you need a commercial license," said Pete Moraga, a spokesman for the Insurance Information Network of California. "But because it's so new, insurers don't ask the question, which does open the process up to fraud."

That leaves many drivers tempted to hide such work from insurers. The other option, commercial insurance, can be difficult to find and very expensive.

Anzaldua said he was shocked to discover how many Lyft drivers were unaware of the danger or concealing that they were using their cars as taxis when he asked about the issue on a drivers' forum.

Commercial drivers?

"I basically got responses that said 'out of sight, out of mind,' " he said. "They knew it was a problem, but they were ignoring it because the money was good. Some people were really dismissive of it. They would try to make the same argument as Lyft was making, that you're not a commercial driver so you don't need this insurance."

Anzaldua was also stunned to hear of a woman who claimed to have lost her insurance after asking about driving for hire.

"She had asked about ride-sharing and they had taken that (to mean) that she was doing it, so they dropped her," Anzaldua said.

Taxi advocates say it's unfair that drivers for Uber, Lyft and Sidecar are doing the same job as taxis but aren't required to pay for pricier commercial insurance. A September ruling by the state's Public Utilities Commission doesn't require app-based drivers to have commercial insurance, but personal insurance might not be an option for anyone who is candid about their car use.

"They're allowing them to get away with an insurance that doesn't exist," said Barry Korengold, president of the San Francisco Cab Drivers Association. "There is no personal insurance policy that's going to cover you while you're using your car for passengers. A cabdriver I know (who) was looking to drive for UberX couldn't even find commercial insurance to cover him."

Anzaldua found an insurance broker in Southern California who was willing to give him a custom personal policy, but it was much more expensive - about $200 per month instead of his regular $90 per month. One stipulation was that he was driving for donations, not payments.

But in November, both Lyft and Sidecar stopped categorizing fares as donations and began calling them payments. (Uber has always dubbed them payments). Now it was clear: These were rides for hire.

"I called my broker, and asked, 'What is it going to do to my policy?' " Anzaldua said. "My broker said: It's going to make your policy worthless.' "

So he began his search again.

"Insurance companies are now wise to what ride-sharing means," Anzaldua said.

Expensive option

The only option was commercial insurance, which he says was quoted by Geico at $8,000 per year - almost eight times his personal insurance rate.

Anzaldua called it quits, but he says Geico made him send a notarized letter promising he would no longer drive for hire before it would reissue his personal insurance policy.

Other drivers are not as cautious and figure things will work themselves out. Andrew Holmgren, a 24-year-old comedian, bought a car last month mainly to drive for Lyft. When he bought his Progressive insurance online, he checked a box that said he was going to use it for business - but left it at that.

"I am aware that they may come to me someday and say, 'That's not OK with us,' " Holmgren said. "As of now I haven't had any issues, and I'm not too worried. I wouldn't be surprised if a company comes about that has insurance that's personal but for people doing ride share."

Sidecar said it hasn't heard of any of its drivers getting a claim denied. Uber said some of its drivers have commercial licenses. Lyft did not immediately respond.

The oft-cited $1 million liability insurance also has its surprises. Many drivers don't realize that it never covers damage to their car. It only covers damage and injuries to passengers and other parties and their property, and only if the driver-for-hire is at fault. If another motorist with cheap insurance or no insurance is at fault in a crash, a driver working for Uber, Lyft or Sidecar could be left in the lurch.

Liability coverage

And as the recent Uber lawsuit shows, companies and drivers may disagree about when the liability coverage is in play. The state's ruling is vague - coverage kicks in while they are providing services for what the PUC has defined as transportation network companies. Uber, Sidecar and Lyft have all said this means from when a driver accepts a ride request to when the passenger is dropped off.

The gray area is dangerous to people who depend on the driving to support themselves, Anzaldua said. Many drivers have families and need the income but could be devastated by an accident where personal or company insurance unexpectedly pulls out.

"Lyft and UberX, it's too enticing. It's amazingly enticing," he said. "But the downfalls and the dangers of it are never laid out. I just felt there was a certain amount of neglect. They just keep dodging you on these things."

ART GRAPHIC DESIGNER

JONIO CEZAR

Copyright : www.joniocezar.blogspot.com

Copyright : www.joniocezar.blogspot.com

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MARY MARTIN: A BROADWAY NO CERRADO BRASILEIRO

Você conhece a história das atrizes de Hollywood que vieram para Anápolis? Não? Então leia, vai gostar!

Parece história de filme americano, mas na década de 1950, entre todos os lugares do mundo, o pequeno município de Anápolis (GO), distante 139 km de Brasília, foi o escolhido para ser o refúgio de estrelas de Hollywood e artistas da Broadway, seja para buscar moradia ou se hospedar na casa de amigos famosos. Entre essas estrelas, estava Mary Martin, que inúmeras vezes iluminou os letreiros da Broadway.

Mary Martin em 'Peter Pan'

Tudo aconteceu por acaso. Em 1955, Mary havia terminado a temporada de Peter Pan na Broadway, espetáculo no qual interpretava o papel-título e que lhe rendeu o Tony de Melhor Atriz. O musical foi levado ao ar na íntegra, em uma tentativa de popularizar a ‘novidade’ que era a TV a cores. O programa teve 65 milhões de espectadores, batendo o recorde da época, transformando Martin em celebridade. Então, para poder aproveitar suas boas e merecidas férias, a atriz partiu com sua filha e seu marido, Richard Halliday, para uma viagem de navio com destino à Grécia.

Mas sua bagagem se extraviou e, para recuperá-la, a família precisou mudar seu itinerário e foi parar no Brasil, no porto de Santos. Ficou surpresa ao receber uma carta do casal de amigos Janet Gaynor e Gilbert Adrian, que possuíam terras no Brasil, ambos estrelas internacionais. Janet foi a primeira atriz a receber o Oscar e Adrian ditou a moda no mundo ocidental como estilista da MGM: são dele os figurinos da versão cinematográfica de O Mágico de Oz. Mas como o casal, vivendo no Brasil, poderia saber da chegada de Martin se seu itinerário fora totalmente acidental?

Eles, na verdade, não sabiam quando Martin viria. A mãe de Janet havia lido em uma coluna social nos Estados Unidos que Mary Martin e sua família iriam passar pelo Brasil, e enviou a notícia à filha, que escreveu uma carta e mandou que os esperassem no porto, dia após dia, até que Martin chegasse e a carta fosse entregue. Mary Martin e Richard Halliday aceitaram o convite e foram parar em Anápolis, onde se encantaram com as belezas naturais do lugar e com a maravilhosa casa que Janet e Adrian haviam construído.

Quando Halliday demonstrou o desejo de morar ali por perto, Joan Lowell, estrela do cinema mudo que também morava no Brasil, ofereceu-se para intermediar a negociação. Halliday e Martin voltaram aos EUA e mandaram para Lowell o dinheiro e a procuração. Quando receberam os documentos das compras das terras, o casal voltou ao Brasil para conhecer seu pedaço de paraíso e planejar as futuras construções. Estavam passeando quando escutaram rajadas de balas. Os tiros foram dados pelo verdadeiro dono das terras, que deu somente o aviso para que não entrassem mais em sua propriedade.

Quando questionada sobre a compra, Lowell inventava a cada dia uma nova desculpa. Chegou a dar um cheque de um banco de Anápolis como devolução do dinheiro enviado, mas o cheque não tinha fundo. O sonho tropical de Richard Halliday e Mary Martin quase acabou neste momento, mas o casal foi ajudado por Gibran El-Hadj, um comerciante e fazendeiro descendente de árabe que conseguiu resolver a situação no melhor jeitinho brasileiro, tornando-se o representante do casal no Brasil.

Foto extraída do Documentário Hollywood no Cerrado

E assim surgiu a ‘Nossa Fazenda Halliday’, que era como eles chamaram suas terras. Existe até hoje na entrada do caminho que conduz à sua fazenda uma coluna de concreto com o nome quase apagado da propriedade. Mary Martin, conhecida entre os anapolinos como ’Dona Meire’, construiu sua casa no melhor estilo de Beverly Hills, um pedacinho de Hollywood em pleno cerrado brasileiro. Richard Halliday por sua vez plantou 300 pés de rosas para Martin, e presenteou a esposa com uma ponte em estilo japonês, que foi colocada em um lago da propriedade do casal.

Com a facilidade de voos diretos entre Brasília e Nova York, a atriz e o marido viviam numa constante ponte aérea. Sempre que possível, porém, passavam mais tempo na fazenda de Anápolis do que na Broadway. No dia 12 de maio de 1964, ao ser entrevistada no aeroporto de Brasília por ocasião de mais uma de suas idas a Nova York, a atriz respondeu ao jornalista Ari Cunha, do Correio Braziliense:

“O senhor me pergunta se eu gosto de Brasília e do Brasil? Mas é claro! Gosto tanto que estou disposta a me aposentar nos Estados Unidos e vir morar definitivamente em Goiás, bem pertinho de Brasília. Tenho já uma fazenda, se assim pode ser chamada, pois ainda não tenho vacas e estou já cheia de otimismo quanto à prosperidade da mesma. Conto com 5.000 galinhas. Quero revelar que esta terra é ainda uma das melhores para se viver, pela ponderação com que são cobrados os impostos. Basta que lhe diga que nos Estados Unidos pago de imposto de renda 80 centavos por dólar que ganho”.

O repórter descreve a cena da entrevista: “era mais ou menos 12 horas e 30 minutos quando Mary Martin chegou ao Aeroporto Internacional de Brasília acompanhada de seu marido, em demanda do balcão da Pan American. Vinha lentamente, apoiada no braço esquerdo do esposo, fato que despertou minha curiosidade. Perguntei se havia sofrido algum acidente. Mrs. Martin sorriu e respondeu: “Não, estou perfeitamente bem. Apenas pasei três meses na fazenda, sem usar sapatos de salto alto e assim fiquei fora de forma. Estou com os pés doendo horrivelmente. Creio que vou descer em Nova York andando ‘renga’, como dizem os gaúchos, usando botas de cano alto, a gente fica destreinada, como se diz. Mesmo assim, foram os meses mais felizes de minha vida e estou ansiosa para retornar definitivamente ao Brasil, onde ficarei perto da mais jovem Capital do mundo”.

Martin se dividia entre o interior do Goiás e os musicais. Em 1959, originou na Broadway o papel de Maria em A Noviça Rebelde. Estrelou Hello Dolly em 1965 em Londres e depois partiu em turnê pela Europa e Ásia. No dia 22 de julho de 1966, saiu no Correio Braziliense:

“Não estranhem se eu informar para todos que um dos grandes shows da Broadway está sendo bolado em Anápolis, pertinho de Brasília. Lá estão Mary Martin, seu esposo Richard Halliday e o compositor Schmidt. É que Mary Martin está sendo, hoje, o grande sucesso dos Estados Unidos, e sempre que pode se recolhe à sua fazenda em Goiás, para novas criações”, revelou Ari Cunha.

O musical em questão era I Do! I Do!, com libretto e letra de Tom Jones e música de Harvey Schmidt. Estreou na Broadway em dezembro de 1966 com Mary Martin e Robert Preston. O casal se apresentou em Nova York até o final de 1967, quando foram substituídos para iniciar uma turnê pelos Estados Unidos. Em fevereiro de 1969, Martin ficou doente e o final da turnê foi cancelada. Depois disso ela decidiu que iria passar mais tempo em Anápolis.

Mas Mary não ficou parada: em 1970 ela inaugurou “uma das mais luxuosas boutiques do Brasil Central”, de acordo com a Folha de Anápolis. A loja era um misto de salão de beleza, produtos importados e criações da própria Martin, e era realmente muito sofisticada. Muitos turistas eram atraídos pela “loja da atriz de Hollywood” e até a filha do presidente da época ia a Anápolis exclusivamente para comprar na loja, que foi chamada de Nossa Loja Mary Martin’s.

Mas, como todo sonho chega ao fim, o marido de Martin adoeceu em 1973, e mesmo sendo tratado em Brasília, faleceu vítima de pneumonia. Era desejo de Halliday ser cremado e Martin ficou muito chocada ao
descobrir que não existiam crematórios no Brasil. Ela precisou transferir o corpo do marido para os EUA para conseguir atender o seu último desejo. Manuel P. Mendes relata em seu livro O Cerrado de Casaca:

“Com a partida de Mary Martin, morria a Hollywood goiana. No início, a sua vida em sua fazenda era alegre, conta Mary Martin em seu livro auto-biográfico. Havia a presença de sua amiga Janet Gaynor e de seu marido Adrian. (…) Havia, também, a presença de Joana Lowell e de seu marido, o Capitão Bowen. Aos poucos, todos foram deixando Anápolis, permanecendo lá apenas Mary Martin, o marido e uma filha. Mais tarde, a filha casou e passou a residir nos EUA. O casal ficou sozinho. Com a morte do marido, tornou-se difícil para a Sra. Martin continuar ali, sozinha, cheia de recordações, apesar de ser a terra que amava, como confessou em sua biografia.”

A atriz voltou para os EUA ainda no final da década de 1970 e, decidida a não retornar, ela passou para o nome de seu caseiro, José Rodrigues Sobrinho, a propriedade de sua fazenda. Mas guardou boas lembranças do Brasil, tantas que até dedicou um capitulo de sua biografia para relatar como era a sua vida e a de seu marido na cidade de Anápolis. Ela, com alegria, contava uma história de que certa vez estava atravessando a “selva” brasileira, a caminho da casa de uma conhecida. Anoitecia e, ao se aproximar da casa, uma janela se abriu de repente, revelando uma senhora idosa que reconheceu em Martin a figura de Peter Pan, seu papel mais conhecido. Sem acreditar nos próprios olhos a velhinha, já senil, repete a fala de Wendy: “Peter! Você veio à minha janela!”

PRESTA ATENÇÃO!

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BOGGIE - NOUVEAU PARFUM

A cantora húngara Boggie, talvez motivada pelo cansaço da busca excessiva da beleza, lançou este vídeo clipe que, ao mesmo tempo que entretém, também traz uma mensagem social poderosa. Vale a pena ver e mostrar às crianças, principalmente às meninas.

Se você quiser que mais meninas entendam essa falsa-realidade dos tempos que vivemos, você pode compartilhar abaixo. Você também pode curtir nossa página no rodapé da página lá em cima pra receber mais histórias que valem a pena, como essa.

UBER IS NOT A TRANSPORTATION CARRIER

SOFTWARE LICENSE AND ONLINE SERVICES AGREEMENT

This Agreement constitutes a legal agreement between you (“Transportation Company” or “You”) and Uber Technologies, Inc., a Delaware corporation (“Uber” or “Vendor”).

Uber is the developer of a mobile application and associated software (the “Software” as defined below) and the Uber Services (as defined below). The mobile application and Software enables a person who has downloaded a copy of the Uber App (as defined below) and signed up as a user to request transportation services from transportation companies who have executed this Agreement and have downloaded and are using the Driver App (as defined below).

Uber does not provide transportation services and is "NOT" a transportation carrier.

You are an independent company in the business of providing transportation services, which business you are authorized to conduct in the state(s) and jurisdiction(s) in which you operate. As used herein, “You” and “Transportation Company” shall include your employees, subcontractors, agents and representatives, all of which shall be bound by the terms of this Agreement. You desire to enter into this Agreement for the purpose of accessing and using the Uber Services and Software to increase your transportation business.

In order to use the Uber Services and the associated Software, You must agree to the terms and conditions that are set out below. Upon Your electronic execution of this Agreement, You and Uber shall be bound by the terms and conditions set forth herein.

1. DEFINITIONS

In addition to the terms defined elsewhere in this Agreement, the following definitions apply: 1.1 ‘“Affiliated Company” means a company that directly or indirectly is under control of or controls that relevant party, by having more than fifty percent (50%) of the voting stock or

other ownership interest or the majority of the voting rights. 1.2 "App" means the software application developed, owned, controlled, managed, maintained,

hosted, licensed and/or designed by Uber (or its Affiliated Companies) to run on smartphones, tablet computers and/or other devices, through which the Uber Service is made available.

1.3 “Change Notice” has the meaning as set out in Section 5.4 (Invoice Terms). 1.4 "City" means the state, city, municipality, place, region or territory in which the Driving

Service shall be made available by the Transportation Company. 1.5 “Data” means all data with regard to or transmitted using the Device, the App, the Driver

App, the Uber Service or the Driver ID, or data relating to the User and/or the Ride. 1.6 "Device" means the relevant smartphone or such other device as made available by Uber (in its sole discretion) to the Driver in order for the Driver to use and have (limited) access

to the Uber Service and to enable the Driver in providing the Driving Service to the Users. 1.7 "Driver" means the person who is a member, employee, contractor or business affiliate of, or otherwise retained by the Transportation Company and who shall render the Driving Service of whom the relevant contact details (including copy of the driver's license) are

provided to Uber. 1.8 “Driver Addendum” means the applicable terms and conditions that Transportation

Company is required to enter into with all Drivers prior to allowing access to the Software and Uber Services. The Driver Addendum is available at www.uber.com, and is specific to certain Uber products and Driver’s location. Uber may update the Driver Addendum from time to time at its sole discretion. By consenting to this agreement, You are consenting to the Driver Addendum.

1.9 “Driver App” means the software application developed, owned, controlled, managed, maintained, hosted, licensed and/or designed by Uber (or its Affiliated Companies) to run on the Device.

1.10 “Driver ID” means the identification and password key allotted by Uber to a Driver by which the Driver can access and use the Driver App and Device.

December 20131.11 "Driving Service" means the transportation service as provided, made available or rendered by the Transportation Company (through the Driver (as applicable) with the Vehicle) upon request of the User through the App.

1.12 "Fare" means the amount (including applicable taxes and fees) that the Transportation Company is entitled to charge the User for the Ride, based on the recommended fares for the City as set out on http://www.uber.com or on the App.

1.13 “Fee” means the commission paid by the Transportation Company to Uber for the Service. 1.14 "Intellectual Property Right" means any patent, copyright, invention, database right, design right, registered design, trademark, trade name, brand, logo, slogan, service mark, know-how, utility model, unregistered design or, where relevant, any application for any such right, know-how, trade or business name, domain name (under whatever extension, e.g. .com, .nl, .fr, .eu, etc.) or other similar right or obligation whether registered or unregistered or other industrial or intellectual property right subsisting in any territory or

jurisdiction anywhere in the world. 1.15 "Ride" means the transportation of the User by the Driver from the point of pick-up of the

User until the point of drop-off of the User. 1.16 “Software” means Uber’s mobile application and associated software, including but not

limited to the App and Driver App. 1.17 "Toll Charges" means any and all road, bridge, ferry, tunnel and airport toll charges,

including inner-city congestion, environmental or similar charges. 1.18 "Uber Service" means the on-demand, lead-generation service through the App, SMS (text

messaging), web based requests or such other platforms, communication media or channels as are from time to time operated and made available by or on behalf of Uber that allow a User to request Driving Service from a Driver (who shall render the Driving Service on behalf of the Transportation Company) as available to and accepted by the User. “Uber Service” also includes Uber’s arrangement for a third party payment processor or mobile payment platform to process the Fare for a Ride requested via the App and distribution of the Fare (minus the Fee) to the Transportation Company.

1.19 "User" means a person who has signed up and is registered with Uber for the use of the App and/or the Uber Service.

1.20 “User Information” Information provided by Uber to the Driver via the Driver App indicating the User’s name, the User’s pick-up location and photo of the User, if the User has elected to include a photo in the User’s profile with Uber.

1.21 "Vehicle" means any motorized vehicle (whether powered by an internal combustion, hybrid or an electrical engine) that is in safe and clean condition and fit for passenger transportation as required by applicable laws and regulations and that has been accepted by Uber and identified as the vehicle to be used by the Driver in the provision of the Driving Service.

1.22 “Website” means the Uber website www.uber.com.

2. LICENSE GRANT

2.1 Use of and access to the Driver App Uber hereby grants Transportation Company a non-exclusive, non-transferable, right to use the Software and Uber Service, subject to the terms and conditions of this Agreement for the sole purpose of providing and rendering the Driving Service in and/or from within the City to and for the benefit of the Users. All rights not expressly granted to you are reserved by Uber and its licensors.

2.2 Restrictions.

Transportation Company shall not and will ensure that Driver does not (i) license, sublicense, sell, resell, transfer, assign, distribute or otherwise commercially exploit or make available to any third party the Uber Service, the Software, or the Device in any way; (ii) modify or make derivative works based upon the Uber Service or the Software; (iii) create Internet “links” to the Uber Service or Software or “frame” or “mirror” any Software on any other server or wireless or Internet-based device; (iv) reverse engineer, decompile,

December 2013 2

modify, or disassemble, except as allowed under the applicable law; (v) access the Software in order to (a) build a competitive product or service, (b) build a product using similar ideas, features, functions or graphics of the Uber Service or Software, or (c) copy any ideas, features, functions or graphics of the Uber Service or Software; or (vi) launch an automated program or script, including, but not limited to, web spiders, web crawlers, web robots, web ants, web indexers, bots, viruses or worms, or any program which may make multiple server requests per second, or unduly burdens or hinders the operation and/or performance of the Uber Service or Software.

Transportation Company may not use the Software and Uber Service to: (i) send spam or otherwise duplicative or unsolicited messages in violation of applicable laws; (ii) send or store infringing, obscene, threatening, libelous, or otherwise unlawful or tortious material, including material harmful to children or violative of third party privacy rights; (iii) send or store material containing software viruses, worms, Trojan horses or other harmful computer code, files, scripts, agents or programs; (iv) interfere with or disrupt the integrity or performance of the Software or Service or the data contained therein; or (v) attempt to gain unauthorized access to the Software or Service or its related systems or networks.

2.3 Unavailability. The Transportation Company acknowledges and agrees that the Software or the Uber Service may, from time to time, be unavailable (e.g. due to scheduled maintenance or system upgrades) and that Uber cannot, and does not, guarantee an specific or minimum availability of the Software or the Uber Service.

2.4 Ownership. Uber (and its Affiliated Companies and licensors, where applicable) shall own and have all rights (including Intellectual Property Rights) in and to the Device, the Software, the Uber Service, the Driver ID and the Data. Insofar the Transportation Company and/or Driver may, by operation of applicable law or otherwise, obtain any rights (including Intellectual Property Rights) in relation thereto, these rights shall be and are hereby transferred (insofar permitted under the applicable law, in advance) to Uber (rights obtained by any Driver should be transferred via the Transportation Company). Where a transfer may not be permissible under the applicable mandatory law, the Transportation Company hereby undertakes to grant and to procure from the Driver a grant to Uber of a perpetual, exclusive (exclusive also with regard to Transportation Company and/or Driver), world-wide and transferable right and license under any such non-transferable rights.

3. OBLIGATIONS OF THE TRANSPORTATION COMPANY

3.1 Transportation Company shall have the sole responsibility for any obligations or liabilities to Drivers, Users or third parties that arise from its provision of the Driving Service.

3.2 By using the Uber Services to receive and accept requests for transportation and by providing the Driving Service to the User, the Transportation Company accepts, agrees and acknowledges that a direct legal relationship is created and assumed solely between the Transportation Company and the User. Uber shall not be responsible or liable for the actions, omissions and behavior of the User in or in relation to the activities of the Transportation Company, the Driver and the Vehicle.

3.3 Transportation Company acknowledges and agrees that it and the Driver are solely responsible for taking such precautions as may be reasonable and proper (including taking out adequate insurance in conformity with standard market practice and in conformance with any applicable regulations or other licensing requirements) regarding any acts or omissions of the User.

3.4 The Transportation Company represents and undertakes to procure that the Driver shall comply with, adhere to and observe the terms and conditions set forth in this Agreement, the Driver Addendum, and all applicable laws, regulations, rules, statutes or ordinances governing or otherwise relating to the Driving Service. To the extent required, the

December 2013 3

Transportation Company hereby agrees and ensures that the rights, covenants, undertakings, representations and obligations of the Driver as set out in this Agreement shall apply to, and be assumed, accepted and taken over by the Driver. The Transportation Company shall provide copies of all executed Driver Addendums to Uber upon Uber’s request.

3.5 The Transportation Company acknowledges and agrees that it exercises sole control over the Driver and will comply with all applicable laws and regulations (including tax, social security and employment laws) governing or otherwise applicable to its relationship with the Driver. Uber does not and does not intend to exercise any control over the Driver’s (or the Transportation Company’s) actions or the operation or physical condition of the Vehicle (except as provided under the Agreement).

3.6 Transportation Company undertakes that it will, and that it will ensure that its Driver(s) will, safeguard, protect and keep the Driver ID at all times confidential and safely stored and shall not disclose it to any person other than those who need to have access to the Driver ID in order to render and/or provide the Driving Service.

3.7 Transportation Company undertakes that it will, and that it will ensure that its Driver(s) will, safeguard, protect and keep the User Information received from Uber and the details of any Ride, at all times confidential and shall not disclose it to any person or store the information in any manner, except as required by law.

3.8 Transportation Company will immediately notify Uber of any actual or suspected security breach or improper use of the Device, the Driver App, the Driver ID, the Data or of the User Information.

4. USE OF UBER SERVICE AND SOFTWARE BY DRIVERS

4.1 Driver ID 4.1.1 Uber will issue the Transportation Company a Driver ID for each Driver retained by the

Transportation Company to enable Transportation Company and/or the Driver (as applicable) to access and use the Driver App and the Device in accordance with the Driver Addendum. Uber will have the right, at all times and at Uber's sole discretion, to reclaim, prohibit, suspend, limit or otherwise restrict the Transportation Company and/or the Driver from accessing or using the Driver App or the Device. Uber may charge a fee for the use of the Device or request a retainer fee and/or a security deposit per Device.

4.2 Information provided to Users 4.2.1 Once the Driver has accepted a User’s request for transportation, Uber will provide the

User Information to the Driver via the Driver App, including the User’s location. The User shall inform the Driver of the destination. Transportation Company acknowledges and agrees that once the Driver has accepted a User’s request for transportation, Uber may provide specific information to the User regarding the Transportation Company and Driver in relation to the Driving Service, including but not limited to the Transportation Company’s name, Driver’s name, Driver’s photo, license number, geo-location and contact information.

4.2.2 The Transportation Company and its Drivers retain the sole right to determine when and for how long each of them will utilize the Software and Services to receive lead generation service. The Transportation Company and its Drivers also retain the option to accept or reject each request for transportation received via the Driver App. However, Transportation Company and Driver agree to utilize the App at least once a month to accept a request for transportation.

4.3 Driver and User Review. 4.3.1 Users who have used the Driving Service will be asked by Uber to comment on the Driving

Service and to provide a score for the Driving Service and the Driver. Uber reserves the

right to post these comments and scores on the App or the Website (or such other December 2013 4

4.3.2

4.3.3

4.4

5.

5.1 5.1.1

5.1.2

5.2 5.2.1

platforms as owned, managed, controlled or managed by Uber) without reference to the Customer, Transportation Company or Driver. Uber shall also request the Transportation Company and/or the Driver to comment on and to provide a score for the User on the Driver App. Transportation Company will and will require that its Drivers will provide accurate and objective feedback that does not violate any applicable laws and regulations.

The Transportation Company acknowledges that Uber is a distributor (without any obligation to verify) and not a publisher of these comments and scores. Uber reserves the right to refuse, edit or remove unfavorable reviews in the event that such reviews include obscenities or mention an individual’s name or violate any privacy laws or any other applicable laws and regulations. Beyond the legal and regulatory requirements, Uber shall not have and hereby disclaims any liability and responsibility for the content and consequences of (the publication or distribution of) any comments, scores or reviews howsoever or whatsoever.

The Transportation Company acknowledges that Uber desires to provide users of its Software with the opportunity to connect with Transportation Companies that maintain the highest standards of professionalism. Transportation Company agrees that its Drivers will maintain high standards of professionalism and service, including but not limited to professional attire and maintaining an average Customer score set by Uber based on feedback from users of its Software. Uber utilizes a five-star rating system designed to allow the Users of its Software to provide feedback on the level of service provided by those transportation providers who accept requests for transportation received via the Service. Transportation Company understands that there is a minimum star-rating Drivers must maintain to continue receiving access to the Service and Software. In the event a Driver’s star-rating falls below the applicable minimum star-rating, Uber will notify Transportation Company by email or other written means. In the event the star-rating (based on User feedback) has not increased above the minimum, Uber may deactivate the Driver’s access to the Software and Service. Uber reserves the right, at all times and at Uber's sole discretion, to reclaim, prohibit, suspend, limit or otherwise restrict the Transportation Company and/or the Driver from accessing or using the Driver App or the Device if the Transportation Company or its Drivers fail to maintain the standards of appearance and service required by the users of the Uber Software.

Disclosure of Information. In case of a complaint, dispute or conflict between the Transportation Company or the Driver on the one hand and the User on the other hand or in other appropriate instances where a legitimate reason for such disclosure exists (for example, receipt by Uber of a subpoena or warrant requesting information), Uber may, but shall not be required to – to the extent permitted by applicable laws and regulations – provide the User, Transportation Company, the Driver and/or the relevant authorities the relevant data (including personal data) of the Transportation Company or the Driver. Uber may also disclose certain information of the Transportation Company or the Driver as set forth in this Agreement.

CALCULATION OF FARES AND FEES

Fares The recommended pricing structure used in calculating the Fare for the Driving Service can be found at www.uber.com, or on the App or can at any time be communicated to the Transportation Company by Uber. As part of its Services provided to Transportation Company, Uber will arrange for a third party payment processor or mobile payment platform to process the Fare for a Ride requested via the App to the User designated credit card or mobile payment platform.

Fee Transportation Company shall pay Uber a Fee per Ride, which shall be set by Uber at Uber’s sole discretion based upon local market factors and may be subject to change. The

Fee is calculated as a percentage of each Fare. The Fare will be collected by Uber for and December 2013 5

on behalf of the Transportation Company. Transportation Company agrees and requests that Uber deduct its Fee payable on all Fares earned by the Transportation Company and remit the remainder of the Fare to Transportation Company. The Fee is set forth in the City Addendum. The City Addendum may change from time to time. Transportation Company and Drivers can always view the most current City Addendum at http://www.uber.com and also will receive written notice in the event of a change in Fee percentage.

5.3 Invoicing and payment terms 5.3.1 Payment of the Fares to Transportation Company shall be made in accordance with the

payment method as set forth in the Driver Addendum.

5.3.2 Uber operates, and the Transportation Company accepts, a system for receipts being issued by Uber for and on behalf of the Transportation Company to the User. The receipts, which are issued by Uber for and on behalf of the Transportation Company to the User shall be sent in copy by email or made available online to the Transportation Company. The receipts may include specific information regarding the Transportation Company and Driver in relation to the Driving Service, including but not limited to the Transportation Company’s name, Driver’s name, Driver’s photo, license number, geo-location and contact information.

The Transportation Company represents that it will ensure that the Driver will notify Uber of any corrections necessary to the receipt for a Ride within three (3) business days after each Ride. Unless Uber receives timely notification (three (3) business days) of any correction needed, Uber shall not be liable for any mistakes in the receipt or in any calculation of the Fares that are remitted to the Transportation Company pursuant to the terms of section 5.2.1.

6. REPRESENTATIONS

6.1 Transportation Company/Driver representations 6.1.1 The Transportation Company represents to Uber and shall ensure that the Driver shall

represent to Transportation Company, that for the term of this Agreement: (i) it holds, complies and shall continue to hold and comply with all permits, licenses and other governmental authorisations necessary for conducting, carrying out and continuing their activities, operations and business in general and the Driving Service in

particular; (ii) shall comply with all local laws and regulations, including the laws related to the

operation of a taxi/passenger delivery, driving service or transportation service and will

be solely responsible for any violations of such local laws and regulations; (iii) the Driver has a valid driver's license and is authorized to operate the Vehicle as set out in the Driver Addendum and has all the appropriate licenses, approvals and authority to provide transportation for hire to third parties in the City where the Driving

Service is rendered or performed; (iv) it has appropriate and up-to-date level of expertise and experience to enable and

provide the Driving Service and the Driving Service will be supplied, provided and supported by appropriately qualified and trained Drivers acting with due skill, care and diligence;

(v) the Transportation Company and the Driver have and maintain a valid policy for the appropriate (transportation, personal injury, third party or general) liability insurance and such other insurances as are considered market practice (all in industry-standard coverage amounts) for the operation of the Vehicle and/or business insurance to cover any anticipated risks, damages and losses related to the operation of a taxi/passenger delivery, driving service or transportation services (including the Driving Service), and not less than the minimum coverage amounts required by applicable law. The Transportation Company shall add Uber to its liability insurance policy as an additional insured, and shall upon first request of Uber provide Uber with a copy of the insurance

certificate. December 2013 6

(vi) the Transportation Company’s employees are covered by workers’ compensation insurance, as required by law. If permitted by law, Transportation Company may choose to insure itself against industrial injuries by maintaining occupational accident insurance in place of workers’ compensation insurance. Transportation Company’s subcontractors may also, to the extent permitted by law, maintain occupational accident insurance in place of workers’ compensation insurance.

(vii) the Vehicle is kept in a clean condition at all times, such Vehicle is in good operating condition and meets the industry safety standards for a Vehicle of its kind;

(viii)the Driver and the Vehicle maintain at all times the star rating quality described in Section 4.3.3 above.

(ix) Transportation Company is the owner or lessee, or are otherwise in lawful possession of a Vehicle or Vehicles, and said Vehicle or Vehicles are suitable for performing the commercial carriage services contemplated by this Agreement, which equipment complies with all applicable federal, state and local laws.

6.2 Disclaimer

6.2.1 Uber provides, and the Transportation Company accepts, the Service, the Device and Driver App on an "as is" and "as available" basis. Uber does not warrant or guarantee that the Transportation Company, the Driver or the User’s access to or use of the Service, the Website, the Device, the App or the Driver App will be uninterrupted or error free.

6.2.2 Internet Delays. THE UBER SERVICE AND SOFTWARE MAY BE SUBJECT TO LIMITATIONS, DELAYS, AND OTHER PROBLEMS INHERENT IN THE USE OF THE INTERNET AND ELECTRONIC COMMUNICATIONS. THE COMPANY IS NOT RESPONSIBLE FOR ANY DELAYS, DELIVERY FAILURES, OR OTHER DAMAGE RESULTING FROM SUCH PROBLEMS.

6.3 Transportation Company/ Driver indemnifications

6.3.1 Subject to the exceptions set forth in this Agreement, the Transportation Company agrees and undertakes and ensures that the Transportation Company will indemnify, defend and hold Uber (and its Affiliated Companies and employees and, at the request of Uber, Uber’s licensors, suppliers, officers, directors and subcontractors) harmless from and against any and all claims, demands, expenses (including legal fees), damages, penalties, fines, social contributions and taxes by a third party (including Users, regulators and governmental authorities) directly or indirectly related to this Agreement.

6.3.2 The Transportation Company is solely responsible for ensuring that Drivers take reasonable and appropriate precautions in relation to any third party with which they interact in connection with the Driving Service. Where this allocation of the parties’ mutual responsibilities may be ineffective under applicable law, the Transportation Company undertakes to indemnify, defend and hold Uber harmless from and against any claims that may be brought against Uber in relation to the Transportation Company’s or Driver’s provision of the Driving Service under such applicable law as further set forth in Section 6.3 (Indemnification).

7.0 RELATIONSHIP BETWEEN THE PARTIES

7.1 The relationship between the Parties is solely that of independent contracting parties.

7.2 The Parties expressly agree that this Agreement is not an employment agreement or employment relationship. The parties further agree that no employment contract is created between Uber and the Drivers.

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7.3 The Parties expressly agree that no joint venture, partnership, employment, or agency relationship exists between you, Uber or any third party provider as a result of this Agreement or use of the Uber Service or Software.

7.4 The Transportation Company acknowledges and agrees that it has no authority to bind Uber and undertakes not to hold itself out and to ensure that the Driver does not hold himself or herself out, as an employee, agent or authorized representative of Uber. Where, by implication of mandatory law or otherwise, the Driver and/or the Transportation Company may be deemed an agent or representative of Uber, the Transportation Company undertakes and agrees to indemnify, defend and hold Uber harmless from and against any claims by any person or entity based on such implied agency relationship.

8. LIABILITY

8.1 IN NO EVENT SHALL UBER’S AGGREGATE LIABILITY EXCEED THE FEES ACTUALLY PAID BY AND/OR DUE FROM TRANSPORTATION COMPANY IN THE SIX (6) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO SUCH CLAIM. IN NO EVENT SHALL UBER AND/OR ITS LICENSORS BE LIABLE TO ANYONE FOR ANY INDIRECT, PUNITIVE, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL OR OTHER DAMAGES OF ANY TYPE OR KIND (INCLUDING PERSONAL INJURY, LOSS OF DATA, REVENUE, PROFITS, USE OR OTHER ECONOMIC ADVANTAGE). UBER AND/OR ITS LICENSORS SHALL NOT BE LIABLE FOR ANY LOSS, DAMAGE OR INJURY WHICH MAY BE INCURRED BY TRANSPORTATION COMPANY, INCLUDING BUT NOT LIMITED TO LOSS, DAMAGE OR INJURY ARISING OUT OF, OR IN ANY WAY CONNECTED WITH THE UBER SERVICE OR SOFTWARE, INCLUDING BUT NOT LIMITED TO THE USE OR INABILITY TO USE THE UBER SERVICE OR SOFTWARE.

8.2 If the disclaimer of liability by Uber as set out in Clause 7.1 shall, for some reason, not have any effect, the maximum aggregate liability of Uber vis-a-vis the Transportation Company and its Drivers collectively, is limited to 50% of the total amount of the Fee paid to Uber by the Transportation Company in the year (12 months) preceding the event that led to the liability.

8.3 All defenses (including limitations and exclusions of liability) in favor of Uber apply (i) regardless of the ground upon which a liability is based (whether default, tort or otherwise), (ii) irrespective of the type of breach of obligations (guarantees, contractual obligations or otherwise), (iii) for all events and all agreements together, (iv) insofar no event of wilful misconduct or gross negligence of Uber or its management has occurred, and (v) also for the benefit of its Affiliated Companies and employees and, at the request of Uber, Uber’s licensors, suppliers and subcontractors.

8.4 Uber makes no guarantees, warranties, or representations as to the actions or conduct of any Users who may request transportation service from Transportation Company or the Driver. Responsibility for the decisions Transportation Company makes regarding transportation services offered via the Software or Uber Service (with all its implications) rests solely with Transportation Company. Transportation Company agrees that it is Your responsibility to take reasonable precautions in all actions and interactions with any third party You interact with through the Uber Service.

8.5 The transportation services that You provide pursuant this Agreement are fully and entirely Your responsibility. Uber does not screen or otherwise evaluate potential riders/Users of Your transportation services. You understand, therefore, that by using the Software and the Uber Service, You may be introduced to third parties that may be potentially dangerous, and that You use the Software and the Uber Service at Your own risk.

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8.6 Notwithstanding the Transportation Company’s right, if applicable, to take recourse against the Driver, the Transportation Company acknowledges and agrees that it is at all times responsible and liable for the acts and omissions of the Driver(s) vis-à-vis the User and Uber, even where such vicarious liability may not be mandated under applicable law.

8.7 UBER WILL NOT ASSESS THE SUITABILITY, LEGALITY OR ABILITY OF ANY SUCH THIRD PARTIES AND YOU EXPRESSLY WAIVE AND RELEASE UBER FROM ANY AND ALL LIABILITY, CLAIMS, CAUSES OF ACTION, OR DAMAGES ARISING FROM YOUR USE OF THE SOFTWARE OR UBER SERVICE, OR IN ANY WAY RELATED TO THE THIRD PARTIES INTRODUCED TO YOU BY THE SOFTWARE OR SERVICE. YOU EXPRESSLY WAIVE AND RELEASE ANY AND ALL RIGHTS AND BENEFITS UNDER SECTION 1542 OF THE CIVIL CODE OF THE STATE OF CALIFORNIA (OR ANY ANALOGOUS LAW OF ANY OTHER STATE), WHICH READS AS FOLLOWS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH, IF KNOWN BY HIM, MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”

9. TERM, TERMINATION AND SUSPENSION

9.1 This Transportation Company Agreement shall commence on the date this Agreement is accepted, for an indefinite period of time, unless terminated by either party by written notice with due observance of a notice period of seven (7) calendar days. Uber may terminate this Agreement automatically, without any notice requirement, at such moment when the Transportation Company and/or its Drivers no longer qualifies, under the applicable law or the quality standards of Uber, to provide the Driving Service or to operate the Vehicle.

9.2.1 Each party may terminate this Agreement or suspend the Agreement in respect of the other party, with immediate effect and without a notice of default being required in case of: (a) a material breach by the other party of any term of the Agreement (including but not

limited to breach of representations or receipt of a significant number of User

complaints); or (b) insolvency or bankruptcy of the other party, or upon the other party’s filing or

submission of request for suspension of payment (or similar action or event) against the terminating party.

9.3 Upon termination of the Agreement, the Transportation Company and/ or the Driver shall promptly return all Devices and all Data provided to either of them by Uber without withholding a copy thereof.

10. CONFIDENTIALITY

10.1 Parties understand and agree that in the performance of this Agreement, each party may have access to or may be exposed to, directly or indirectly, confidential information of the other party (the "Confidential Information"). Confidential Information includes Data, transaction volume, marketing and business plans, business, financial, technical, operational and such other non-public information that either a disclosing party designates as being private or confidential or of which a receiving party should reasonably know that it should be treated as private and confidential.

10.2 Each party agrees that: (a) all Confidential Information shall remain the exclusive property of the disclosing party and receiving party shall not use any Confidential Information for any purpose except in furtherance of this Agreement; (b) it shall maintain, and shall use prudent methods to cause its employees, officers, representatives, contracting parties and agents (the "Permitted Persons") to maintain, the confidentiality and secrecy of the Confidential Information; (c) it shall disclose Confidential Information only to those Permitted Persons who need to know such information in furtherance of this Agreement; (d) it shall not, and shall use prudent methods to ensure that the Permitted Persons do not, copy, publish,

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disclose to others or use (other than pursuant to the terms hereof) the Confidential Information; and (e) it shall return or destroy all ((hard and soft) copies of) Confidential Information upon written request of the other party.

10.3 Notwithstanding the foregoing, (a) Confidential Information shall not include any information to the extent it (i) is or becomes part of the public domain through no act or omission on the part of the receiving Party, (ii) was possessed by the receiving Party prior to the date of this Agreement, (iii) is disclosed to the receiving Party by a third party having no obligation of confidentiality with respect thereto, or (iv) is required to be disclosed pursuant to law, court order, subpoena or governmental authority, and (b) nothing in this Agreement shall prevent, limit or restrict a Party from disclosing this Agreement (including any technical, operational, performance and financial data (but excluding any User Data)) in confidence to an Affiliated Company.

11. LOCATION-BASED SERVICES

11.1. For the purpose of rendering the Service, the Transportation Company explicitly agrees and acknowledges, and procures that the Driver agrees and acknowledges, that geo- location information regarding the Driver who is available for the Driving Service or performing the Driving Service shall be monitored and traced through the Driver App via GPS tracking. The Device and the relevant details of the Driver and the Ride and the position of the Driver shall also be disclosed to the User on the App.

11.2 To provide location-based services on the Uber App and for analytical, marketing and commercial purposes of Uber, Uber may collect, use, and share precise geo-location data, including the real-time geographic location of You and the Drivers. This location data is used by Uber to provide and improve location-based products and services. Information You provide may be transferred or accessed by entities around the world. Uber abides by the “safe harbor” frameworks set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information collected by organizations in the European Economic Area and Switzerland. You expressly consent to Uber’s use of locations-based services and You expressly waive and release Uber from any and all liability, claims, causes of action or damages arising from Your use of the software or Uber service, or in any way relating to the use of the geo-location and other location-based services.

12 MODIFICATIONS

12.1 Uber reserves the right to modify the terms and conditions of this Agreement or at any time, effective upon publishing an updated version of this Agreement at http://www.uber.com or on the Software.

12.2 Transportation Company hereby expressly acknowledges and agrees that, by using or receiving the Uber Service, and downloading, installing or using the Software, Transportation Company and Uber are bound by any future amendments and additions to this Agreement or documents incorporated herein, including the Fee schedule. Continued use of the Uber Service or Software after any such changes shall constitute your consent to such changes. Transportation Company is responsible for regularly reviewing this Agreement.

13. MISCELLANEOUS

13.1 If any provision of this Agreement is or becomes invalid or non-binding, the parties shall remain bound by all other provisions hereof. In that event, the parties shall replace the

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invalid or non-binding provision by provisions that are valid and binding and that have, to the greatest extent possible, a similar effect as the invalid or non-binding provision, given the contents and purpose of this Agreement.

13.2 Neither party shall be entitled to assign, transfer, encumber any of its rights and/or the obligations under this Agreement without the prior written consent of the other party, provided that Uber may assign, transfer, encumber any of its rights and/or the obligations under this Agreement (in whole or in part or from time to time) to (a) an Affiliated Company or (b) in the event of a merger or sale of assets without the prior written consent of the Transportation Company.

13.3 This Agreement (including the schedules, annexes and appendixes, which form an integral part of this Agreement) constitutes the entire agreement and understanding of the parties with respect to its subject matter and replaces and supersedes all prior agreements, arrangements, offers, undertakings or statements regarding such subject matter.

14. GOVERNING LAW AND JURISDICTION

14.1 This Agreement shall be governed by California law, without regard to the choice or conflicts of law provisions of any jurisdiction, and any disputes, actions, claims or causes of action arising out of or in connection with this Agreement or the Uber Service or Software shall be subject to the exclusive jurisdiction of the state and federal courts located in the City and County of San Francisco, California. If any provision of the Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law. The failure of Uber to enforce any right or provision in this Agreement shall not constitute a waiver of such right or provision unless acknowledged and agreed to by Uber in writing. This Agreement and the documents incorporated by reference therein comprise the entire agreement between you and Uber and supersedes all prior or contemporaneous negotiations, discussions or agreements, whether written or oral, between the parties regarding the subject matter contained herein.

14.2 Other than disputes regarding the Intellectual Property Rights of the parties, any disputes, actions, claims or causes of action arising out of or in connection with this Agreement or the Uber Service or Software may be subject to arbitration pursuant to Section 14.3.

By clicking “I accept”, You expressly acknowledge and agree to be bound by the terms and conditions of the Agreement, and further acknowledge that You are legally competent to enter into this Agreement with Uber.